Save more with our auto insurance discounts

As a State Farm® customer, you may be eligible for one or more of the many auto insurance discounts we offer. You could save money for being a safe driver, student, or a family with multiple household vehicles. Discounts vary by state.

A smiling young woman keeps her eyes on the road.A smiling young woman keeps her eyes on the road.

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Safe driver savings

If you maintain an accident-free driving record, or make efforts to educate yourself on how to become a better driver, State Farm may reward you.

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Drive Safe & Save™

Drive Safe & Save puts you in the driver’s seat of your auto insurance. You get an initial discount just for enrolling, and from there, you could save up to 30%1 based on how you drive. Learn more about Drive Safe & Save

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Steer Clear®

If you're a new driver or under 25 years of age, you could qualify for our Steer Clear program. You could save while learning to become a better, safer driver. Learn more about Steer Clear

Accident-free and good driving savings

If you maintain an accident-free driving record, you could see additional savings.

Defensive driving course discount

Depending on where you live, taking a driver safety course may help you get car insurance discounts. Ask a local State Farm agent for a list of qualifying courses and requirements.

Good driver discount

New State Farm customers receive this discount when they've gone 3 years or more without moving violations or at-fault accidents.

Safe vehicle discounts

Have a newer car with the latest safety features? State Farm offers discounts to reward you.

Vehicle safety savings

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Vehicle safety savings

Additional savings are available depending on the safety features of your car’s make and model.

Passive restraint discount

A father guides his daughter into a back-seat safety restraint

Passive restraint discount

For 1993 and older vehicles equipped with a factory-installed air bag or other passive restraint system, you can receive a discount up to 40% on medical-related coverage.

Anti-theft discount

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Anti-theft discount

You're eligible if your vehicle has an alarm or some other approved anti-theft device.

A customer describes his insurance needs to a State Farm agent.
A customer describes his insurance needs to a State Farm agent.

Even more ways to save

When you insure more than one car with State Farm, or choose State Farm for more than one of your insurance needs, our discounts can help lower your insurance premiums.

Multiple auto savings

If two or more vehicles in your household are insured by State Farm, you could save even more.

Bundle and save2

Additional savings are available if you have other State Farm insurance products, such as homeowners, renters, condo or life insurance in addition to vehicle insurance. Learn more

Auto insurance coverage options that fit your needs

When it comes to car insurance, you’ve got plenty of policy options. State Farm can help you find the right coverage. We’ll also help you find out how much auto insurance you might need. Coverage varies by state and your selection.

See all auto discounts available in your state

Learn how to save more on car insurance

Car insurance costs and

You don’t want too much or too little auto insurance. How to determine the right amount.

5 critical times to review your insurance

How you can score a discount – and don’t forget to weigh the deductible options.

Simple Insights® by State Farm

Take advantage of what we’ve learned. Simple Insights offers tips from buying and selling a car to auto maintenance and safety.

Car insurance for teens and new drivers

What you’ll need to know about safety, insurance and even discounts for new drivers.

What factors influence car insurance rates?

Coverage options, deductibles, and discounts may affect your policy cost, along with such things as your driving history, credit score (where permitted by law), and other third-party reports.

A customer describes his insurance needs to a State Farm agent.
A customer describes his insurance needs to a State Farm agent.

Get a car insurance quote

Contact a State Farm agent

1 Discounts may exceed 30% and vary state-to-state (NY capped at 30%). Not available in CA, MA, RI. A discount may not be available in NC depending on individual facts and circumstances. Setup required.

2 Customers may always choose to purchase only one policy, but the discount for two or more purchases of different lines of insurance will not then apply. Savings, discount names, percentages, availability and eligibility may vary by state.
Discounts and their availability may vary by state and eligibility requirements. Not all vehicles or drivers are eligible for discounts.

State Farm (including State Farm Mutual Automobile Insurance Company and its subsidiaries and affiliates) is not responsible for, and does not endorse or approve, either implicitly or explicitly, any third party products or the content of any third party sites referenced in this material. State Farm has no discretion to alter, update, or control the content on the third party sites. Any references to such sites are provided for informational purposes only and are not a solicitation to buy or sell any of the products which may be referenced on such third party sites. State Farm does not warrant the merchantability, fitness, or quality of the third party products referenced in this material.

State Farm Mutual Automobile Insurance Company
State Farm Indemnity Company
Bloomington, IL

State Farm County Mutual Insurance Company of Texas
Richardson, TX